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If you have been planning to buy a new home, this is the ideal time to translate your dream into reality, suggest real estate experts.
With RERA in place and GST (Goods and Services Tax) already making an impact with its national rollout, the gloom, whatsoever, created by demonetisation is gone and the realty is showing clear signs of revival. The metaphor 'buyer is the king', seems to be gaining ground. So, if buying your dream home was on your mind and you were cherishing this dream for quite some time, it’s time to translate that into reality.
The cherry on the cake is that home loan rates are considerably low now. In the past few months, buyers sentiments have essayed a warm sunny skyline after prolonged spells of gloom.
The largest public sector bank in India has also reduced its home loan lending rates by 25 basis points, for loans upto Rs 30 lakh, to 8.35 per cent.
Making things even more ideal for buyers; later, one of the biggest housing finance majors followed suit. The domino effect didn’t stop there. Another major private bank tweaked its home loan rate structure in sync with the consumers at the bottom of the country’s housing pyramid.
The narrative heralds a new era for housing in the Indian real estate sector. It is a reflection of burgeoning buyer's confidence in the wake of government reforms witnessed in the recent past. The sops are directly linked to the centre’s focus on affordable housing and rate cuts are meant to encourage primary beneficiaries of the scheme - lower income home-buyers.
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